Our mission is to provide access to high quality, affordable housing in Santa Clara County to persons with low-to-moderate income.

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FAQ

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Who qualifies for housing provided by CHD?

Eligibility for CHD housing is typically based on income levels relative to the area median income (AMI), ensuring units are reserved for low- and moderate-income residents. This includes working families, seniors, and individuals who might otherwise be priced out of the market, where Bay Area home prices average $830,000 and Santa Clara County homes reach $1.08 million. Qualifications vary by project but often prioritize those facing the greatest challenges, such as the working poor or homeless individuals. We encourage interested applicants to review specific property guidelines on our website or contact us directly for assistance in the application process.

A nonprofit community housing developer is an organization dedicated to creating and managing affordable housing options for low- and moderate-income individuals and families. Unlike for-profit developers, nonprofits like Community Housing Developers, Inc. (CHD) operate without the primary goal of generating profit for shareholders. Instead, we reinvest resources into expanding housing availability, rehabilitating existing properties, and supporting community needs. Based in San Jose at the heart of Silicon Valley, CHD has been at the forefront of this work since 1979, developing over 2,182 units and assisting more than 90,000 families across the Bay Area.

Yes, CHD actively seeks partnerships to advance our mission. We work with community groups, churches, governments, and neighborhood organizations to bring projects from concept to completion. Our success stems from expertise in political advocacy and maintaining positive relations to overcome challenges in developing affordable housing. If you’re interested in collaborating—whether through funding, site identification, or joint initiatives—please contact us. Together, we can address the pressing needs of low- and moderate-income residents in Silicon Valley and beyond.

Support can take many forms, from volunteering time and expertise to making tax-deductible donations that fund new developments and rehabilitations. Partnering with us on advocacy efforts or community outreach also amplifies our impact. Businesses and organizations can collaborate on projects or provide in-kind resources. As a low-profile entity focused on effective results, CHD values these contributions to continue expanding affordable housing amid the Bay Area’s crisis, where even essential workers face barriers to stable homes. Visit our website to learn more about ways to get involved.

The application process begins with checking availability at our properties, which can be found on our website or by contacting our team. Applicants typically submit income verification, household details, and other required documentation to determine eligibility based on federal and local guidelines for affordable housing. Waitlists may apply due to high demand in the Bay Area, where affordable units are scarce. We recommend preparing in advance and reaching out for guidance, as our staff is dedicated to helping navigate the process to ensure low- and moderate-income residents can access stable, quality housing.

Nonprofit developers are crucial in combating housing shortages, especially in high-cost areas like Silicon Valley. With rental vacancies under one percent and luxury units renting for $3,000 or more, many residents—including two-income tech households and essential workers—struggle to find affordable options. CHD addresses this by developing diverse, accessible properties and maintaining a low profile to effectively collaborate with neighbors, governments, and organizations. Our expertise in navigating complex financing and community relations has made us one of the largest nonprofit developers in the San Francisco Bay region, helping over 90,000 families while advocating for policies that increase and preserve affordable housing stock.

Funding for organizations like CHD comes from a mix of sources to support our nonprofit mission. This includes grants from government agencies, low-interest loans, tax credits for affordable housing, private donations, and partnerships with community groups and organizations. Our tax-exempt status allows us to focus on long-term sustainability rather than short-term profits. Over our 40+ years, CHD has leveraged these resources to develop and maintain 2,182 units, while actively pursuing new projects and rehabilitating existing ones. We also engage in political advocacy to secure supportive policies that enable more units to come online amid the region’s housing shortage.